2800 W Magnolia Blvd, BurbankOpen daily · 6 AM – 12 AMBy appointment only · emergencies on call(818) 846-9041

Dental Insurance

Burbank Dentist That Accepts Guardian Dental PPO

Magnolia Dentistry in Burbank accepts Guardian DentalGuard Preferred PPO plans. How in- and out-of-network maximums can differ and what to check before treatment.

Dr. Liyan Massaband at Magnolia Dentistry in Burbank

Magnolia Dentistry accepts Guardian dental PPO plans, which Guardian offers under the DentalGuard Preferred name. You can use your Guardian PPO benefits at our Burbank office for exams, emergency care, fillings, crowns, implant consultations and more. Before treatment we check your specific plan and explain how your benefits are likely to apply.

Guardian plans are sold mainly through employers, and one detail in many of them is easy to miss: the annual maximum and deductible can be different depending on whether your dentist is in or out of network.

DentalGuard Preferred (PPO) vs. Managed DentalGuard (DHMO)

Guardian's PPO plans let you see any dentist you'd like, with more opportunities to save when you see a participating dentist (Guardian). In-network fees follow a discounted fee schedule; out-of-network payments are usually based on a reasonable and customary amount, and you pay any difference.

Guardian also offers Managed DentalGuard, a dental HMO plan that limits you to a network of dentists and doesn't cover out-of-network visits. Magnolia Dentistry accepts PPO plans only, so Managed DentalGuard and other DHMO plans won't apply at our office. We also don't accept government-funded programs such as Medi-Cal Dental.

Separate in-network and out-of-network limits

Some Guardian PPO plans set a lower annual maximum, a separate deductible or lower coinsurance for out-of-network care. One employer's 2023 Guardian PPO, for example, listed a $2,000 annual maximum in network and $1,000 out of network, with a $0 in-network deductible and $25 out-of-network deductible (Galveston County plan kit). Your plan may be different, but it shows why "Does my insurance work here?" deserves a precise answer rather than a quick yes.

We check how your Guardian plan applies at our office, including which maximum and deductible apply, before your visit. For larger treatment, a predetermination from Guardian shows its expected payment in writing.

Planning major treatment with a Guardian PPO

For crowns, bridges and implants, the annual maximum is usually the limiting factor, especially if your plan has a lower out-of-network maximum. Ask three questions before you start:

  1. Which annual maximum applies to my treatment at this office, and how much is left this year?
  2. Does my plan cover implants, and does it apply an alternate benefit or missing tooth limitation?
  3. Is there a waiting period for major services?

Our guide to PPO coverage for dental implants explains how these rules combine, and using your benefits before they reset covers how to phase treatment across two benefit years when that's clinically reasonable.

Emergencies and cosmetic care

If you have tooth pain, swelling or a broken tooth, call us first; we fit emergencies in the same day whenever possible. See our emergency dentist page. Guardian plans generally cover the emergency exam and X-rays, with treatment at your plan's basic or major level.

Veneers and whitening are generally excluded as cosmetic, though related restorative work may be covered. We'll explain the difference at your cosmetic consultation.

Have a Guardian PPO plan? Book a visit and bring your member ID. We'll check your plan and explain your benefits before treatment. Book an appointment or call (818) 846-9041.

Visit us in Burbank

Magnolia Dentistry is at 2800 W Magnolia Blvd in Burbank, close to Toluca Lake, North Hollywood, Studio City and Glendale. For costs your plan doesn't cover, we offer CareCredit and Cherry financing, subject to credit approval.

Questions patients often ask

Is DentalGuard Preferred a PPO?

Yes. DentalGuard Preferred is Guardian's PPO dental network. Managed DentalGuard is its dental HMO option.

Is Magnolia Dentistry in the DentalGuard Preferred network?

Network participation depends on your plan. We accept Guardian PPO plans and will check how yours applies before your visit.

Why is my out-of-network maximum lower?

Some employers design their Guardian plans to encourage in-network care with a lower maximum or higher deductible out of network. Your plan summary lists both.

Your next step

Talk with Dr. Massaband about your situation

Articles explain general options; an examination tells you what applies to you. Call the Burbank office or book online.

This article is general patient education and is not a diagnosis or a substitute for an in-person dental examination.

Ready to talk about your smile?